What We Offer
Professional Mortgage Advisors offers programs to meet just about every credit situation. We offer service in a prompt manner while using the most efficient technology available in the industry today. Purchase Options: Whether it's a purchase for your primary residence, second/vacation home or investment property, we offer:
- Fixed and Adjustable Rate Mortgages
- Conventional and Jumbo Financing
- Long-term rate locks
- 1st and 2nd mortgage options (80/10/10 financing to maximize rate options and/or avoid PMI)
- Financing for condominiums, townhouses and PUD's
- Easy application in person or by phone with quick decision making
Refinance Options: First and second mortgages, home equity loans, or credit lines can fit many different needs, from consolidating debt at an attractive rate to extending your ability to buy, maintain or improve your home.
Look No Further than PMA
- Provide financing for the purchase or refinance of your primary residence, second/vacation home or investment property
- Learn about today's rates
- Understand the program that best fits your needs
- Provide a no obligation free pre qualification
- Avoid Private Mortgage Insurance (PMI) with our tandem financing options (1st/2nd financing combination)
- Lowdown payment options with flexible credit guidelines
Our highly experienced and knowledgeable staff will treat each client with the utmost respect and genuine care while providing the highest level of service and advice throughout what we are confident will be a long-term relationship. Through trust we are committed to exceeding your every expectation
Document Checklist
When applying for financing, in most cases you will need to provide the following documentation.
- Agreement of Sale: Fully executed by all parties
- Photo ID including driver's license or passport, Social Security Number, D.O.B, and complete address for all borrowers
- Employer's names and complete addresses. If less than 2 years, include previous employer(s)
- Most recent 30 days of pay stubs, which includes year-to-date information, bonus and/or overtime (if applicable)
- W-2 forms and signed tax returns with all schedules for most recent two years
- If self-employed: Recent two years signed tax returns and W-2's (partnership/ corporate returns, if applicable)
- Retired: An award letter for pension and letter from social security showing monthly amount and supporting bank statement showing direct deposit
- Asset Verification: Recent statement (all pages) of bank, investment and/or retirement accounts for most recent month/quarter verifying down payment and reserves