Loans Offered
Professional Mortgage Advisors offers programs to meet just about every credit situation. We offer service in a prompt manner while using the most efficient technology available in the industry today.
Fixed Rate
- Your rate does not change for the life of the loan
- Long term security – your mortgage payment remains the same for the life of your loan
- Several loan length options from 10 to 30 years
ARM (Adjustable Rate Mortgage)
- Lower rate than the current fixed rate which keeps your payments lower
- Adjustable rate options from 3-10 years
- Works well for short term financing
Community Reinvestment Loans
- Made for lower to moderate income clients
- Financing geared towards helping to reinvest in lower to moderate income areas
- Help with closing cost
Home Equity Loans
- Loans that use the equity in your home to borrow against
- Great for taking cash out for home improvements or other large expenses
- Flexible terms and the ability to have a line of credit using the home as collateral
FHA (Federal Housing Authority Loans)
- Federal Government backed loan
- Allows for a lower down payment and PMI (Private Mortgage Insurance)
- Can qualify with a lower credit score than conventional financing
Tandem 1st & 2nd
- Enables you to avoid PMI (Private Mortgage Insurance)
- Allows you to have an equity line established upfront
- Enables you to have a lower down payment